Term Life Insurance 101  

If purchasing a term life insurance policy seems daunting to you, we’re here to ease your mind. First, let’s go over the basics: Term life insurance is one of the most affordable types of life insurance available and is a great option for younger individuals, business owners or new parents. If you have dependents, you’ll want to choose a term length that spans the time they rely on you financially: 10, 15, 20 or 30 years. 

Our term life insurance policies range in coverage from $100,000 to $1 million. A good rule of thumb when determining how much coverage you need is to multiply your annual salary by 10. Next up is our short and sweet online application process: enter a few basic details, receive an instant quote before deciding if you’d like to continue, answer a few “about you” questions, answer a few health questions, choose your beneficiaries (the person/people who should receive the payout if you were to pass away) and voila! You’re all set.